Jammu & Kashmir Bank reports stronger Q2 results, with consolidated net profit rising year on year, alongside higher total income. Multiple outlets cite profit growth to around the mid-₹500 crore range for the quarter ended September 30, 2026.
Despite the earnings increase, share-price performance is a focus in at least one report. NDTV says the stock falls about 8% even as profit grows, pointing to lingering concerns around expected credit loss (ECL) provisioning and only modest gains in net interest income (NII). It also notes management expects margins to improve over the next two quarters.
Business Line articles emphasize that improved asset quality and earnings performance drive the rise in net profit, including year-on-year comparisons and other income strength. Free Press Journal adds further consolidated detail such as total consolidated income, expenses, capital adequacy ratios, and improvements in gross and net NPA, alongside an “emphasis of matter” about a change in accounting policy related to Priority Sector Lending Certificates (PSLCs).
