An NRI couple describes how their move to the U.S. and early plans for home ownership and investments gradually result in major debt. According to multiple reports, the couple says they did not intentionally set out to take on $850,000 in borrowing. Instead, the debt builds “slowly” as they make what they describe as routine or aspirational life upgrades, including buying a primary home, adding an investment property, and carrying out renovations. They characterize their spending and financial commitments as occurring while “living on autopilot,” without a deliberate, step-by-step review of the total impact.
The couple’s story becomes widely shared online, drawing attention to how liabilities can accumulate over time even when decisions appear incremental. One account places their effort to regain financial control within a roughly 1,200-day plan aimed at achieving debt freedom. Across the coverage, the focus remains on their account of the debt trajectory—how ordinary milestones and improvements contributed to a much larger overall burden—rather than on any specific lender or legal dispute.
