The UK Competition and Markets Authority (CMA) is consulting on proposed changes to how Apple’s App Store and Google’s Play Store handle in-app payments. The regulator’s plan would remove restrictions that currently prevent app developers from directing users to alternative payment options outside the app stores, a move intended to increase competition and reduce platform-related fees for developers.

The CMA is also considering conditions related to any charges Apple and Google levy for enabling this “steering” functionality. Sources say the regulator would require any such fees to be fair and reasonable, and also consider limits to ensure they do not exceed existing commission levels. The CMA’s proposal includes allowing developers to use any resulting savings either to lower prices for consumers or to reinvest them in innovation.

Separately, at least one report says the CMA is exploring whether Apple should provide access to its near-field communication (NFC) technology used for Apple Pay, potentially enabling alternative payment options within apps.

Apple and Google have previously indicated they support some changes, while Apple has stated it does not support off-platform steering, citing concerns around user security, fraud prevention, and payment protections. The CMA’s proposals are under consultation.