Ahead of upcoming Q1 earnings, Motilal Oswal publishes a set of bank stock “top picks” under its coverage, highlighting HDFC Bank, ICICI Bank and State Bank of India (SBI) among the names mentioned across its preview notes. The firm frames its outlook around expectations for the sector, projecting that banks it tracks could deliver roughly a 15% earnings compound annual growth rate (CAGR) over FY26 to FY28. Motilal Oswal attributes this expected growth to what it describes as healthy credit growth, resilient asset quality, and improving operating metrics. Both reports position the selections as part of a broader Q1 results preview for banks, with the notes also referencing target prices (not detailed in the provided text). Overall, the coverage emphasizes continuity in fundamentals—credit expansion with controlled risk and improving profitability indicators—as the basis for its preferred holdings going into Q1.