A tribunal has ordered a partial pause of the UK Financial Conduct Authority’s (FCA) car finance compensation scheme following challenges from lenders and a consumer group, according to multiple reports. The decision means lenders are no longer required to calculate or pay compensation to customers covered by the scheme while legal proceedings continue. The suspension applies to parts of the programme rather than ending it completely, and the final timing of any resumption is not immediate. One report indicates the overall redress may be delayed until at least 2027, though consumers are still being advised to complain in the meantime so claims can be considered when the process restarts. The FCA’s scheme is described as a large, industry-wide mechanism with an estimated value of around £9bn, and it was previously suspended in response to an industry backlash. The tribunal’s ruling therefore shifts the focus from active compensation calculations to the ongoing legal challenge, with the duration of the pause depending on how the case develops.