Holiday money experts urge travellers to take practical steps to safeguard cash and payments while travelling abroad. Across the guidance, the emphasis is on reducing risk before and during a trip by planning how money is carried and accessed. Experts recommend considering safer ways to pay, such as using cards or other alternatives to carrying large amounts of cash, and keeping tighter control over where cash is stored. They also advise travellers to keep valuables and money secured in places that are harder to access and to avoid displaying cash in public. Additional steps include being mindful in crowded areas, staying alert for potential scams or theft opportunities, and using routines that limit exposure when withdrawing or exchanging money. The overall message is that simple preparation and good on-the-ground habits can lower the likelihood of losing money while still allowing travellers to enjoy their trip.