Mortgage and refinance interest rates move up and down across the week of July 14–18, 2026, according to daily market updates. Multiple reports describe rates as “mixed” on Tuesday, July 14, with some mortgage categories rising while others are lower. On Wednesday, July 15, the coverage says mortgage rates are mostly higher. A Thursday, July 16 update characterizes rates as “on the rise,” indicating broader increases compared with the prior day. Friday, July 17 is described as mixed again, suggesting gains in some terms are offset by declines in others. The weekend start on Saturday, July 18 is reported as “lower to start the weekend,” indicating an overall easing from Friday’s levels. Across these updates, the recurring theme is that rate changes are not uniform across loan types and terms; instead, specific mortgage and refinance products vary day to day, leading to alternating periods of mostly higher, rising, mixed, and lower rates.