The Chhattisgarh High Court rules that an Aadhaar card by itself is not reliable proof of age for determining compensation in motor accident cases. The court holds that age assessment requires dependable records and that the claims tribunal erred by relying solely on Aadhaar for age determination. The court also clarifies issues related to insurance liability: it says an insurer’s responsibility starts from the time the insurance policy is issued and is not triggered merely by the payment of premiums. It further rules that the insurer cannot be held liable for accidents that occur before the policy’s effective date. In the case before it, these findings lead the court to reject appeals filed by the driver and the vehicle owner while partially allowing the claimants’ appeals. As a result, compensation is enhanced for victims and for the deceased individuals in connected matters, with the court adjusting the amounts based on the corrected approach to proof and liability.
Chhattisgarh High Court rules Aadhaar alone insufficient for age proof in motor accident claims
The Chhattisgarh High Court rules that an Aadhaar card by itself is not reliable proof of age for determining compensation in motor accident cases. The court holds that age assessment requires dependa...
- The Chhattisgarh High Court says Aadhaar alone cannot establish a claimant’s age in motor accident compensation cases.
- The court holds that the tribunal erred in relying solely on an Aadhaar card for age determination.
- Insurance liability begins from the policy’s effective date/time and is tied to policy issuance, not only premium payment.
- The insurer is not liable for accidents occurring before the policy’s effective date.
- The court dismisses the driver and owner’s appeals while partially allowing claimant appeals and enhancing compensation.
The Chhattisgarh High Court ruled that Aadhaar alone cannot determine age in motor accident claims, stressing the need for reliable records. It also held that an insurer's liability begins only from the policy's effective date and time.
5 hours agoThe high court ruled insurance liability begins with policy issuance, not premium payment. An insurer cannot be held liable for accidents occurring before the policy's effective date. The tribunal's reliance on an Aadhaar card for age determination was deemed incorrect by the court. Compensation amounts were significantly enhanced for victims and deceased individuals in connected claims. The court dismissed appeals from the driver and owner while partially allowing claimant appeals.
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