The Chhattisgarh High Court rules that an Aadhaar card by itself is not reliable proof of age for determining compensation in motor accident cases. The court holds that age assessment requires dependable records and that the claims tribunal erred by relying solely on Aadhaar for age determination. The court also clarifies issues related to insurance liability: it says an insurer’s responsibility starts from the time the insurance policy is issued and is not triggered merely by the payment of premiums. It further rules that the insurer cannot be held liable for accidents that occur before the policy’s effective date. In the case before it, these findings lead the court to reject appeals filed by the driver and the vehicle owner while partially allowing the claimants’ appeals. As a result, compensation is enhanced for victims and for the deceased individuals in connected matters, with the court adjusting the amounts based on the corrected approach to proof and liability.