Apple is adding a new 36-month financing option for cellular iPad purchases made directly through Apple, using AT&T and Verizon financing terms. The option covers Apple’s cellular iPad lineup, including iPad, iPad mini, iPad Air, and iPad Pro. The 36-month plan appears at checkout for customers buying a Wi‑Fi + Cellular iPad, alongside other payment approaches such as paying in full or using Apple Card Monthly Installments.
Apple’s interest-free Apple Card Monthly Installments is described by sources as running for 12 months. With the new carrier option, the key change is the repayment term: the same overall purchase amount is financed over a longer period, which lowers the monthly payment compared with 12-month financing, but does not change the total financed price.
Sources also note that eligibility is tied to carrier requirements. In particular, AT&T and Verizon limit the offer to subscribers who activate a new line of service, rather than customers adding a cellular iPad to an existing wireless plan. The update follows iPad price increases reported in late June, with the longer financing term presented as a way to reduce the upfront checkout impact.
