South Indian Bank reports a 17% year-on-year rise in Q1 net profit to ₹378 crore, according to multiple outlets. NDTV attributes the increase to operating performance, noting that net profit grows 17.3% from the same quarter a year earlier. Business Standard adds that net interest income (NII) increases 23.1% to ₹1,024.72 crore. The improvement is also linked to changes in credit costs: Business Standard states that provisions fall 64.7%, supporting the profit rise. It further reports an improvement in asset quality, with the gross NPA ratio improving to 1.38% on a year-on-year basis. Together, the coverage indicates that stronger earnings and higher NII are accompanied by lower provisions and better gross non-performing asset metrics in the quarter.