Lloyds Banking Group says AI will play a central role in its strategy through 2030, including efforts to reduce costs and improve profitability. According to an investor FAQ document released July 30, the lender plans to mobilize 800 AI models and uses them to support its targets for return on tangible equity. Lloyds projects a return on tangible equity above 18% in 2028 and around 20% in 2030. Separate reporting links the AI push to a cost-reduction goal of £2 billion by 2030. The announcements come alongside Lloyds’ reported financial performance for the first half, where pre-tax profit is described as up 23%. The coverage frames the moves as part of a broader plan to increase efficiency via automation, while external commentary referenced in one report warns that European banks could face pressure to further reduce costs. Overall, the sources agree that Lloyds is scaling AI deployments as part of its longer-term financial objectives through 2030.