The RBI is introducing new deposit rules that fixed deposit customers will need to follow starting October 1. The updated framework applies across multiple categories of banks and deposit-taking institutions, including commercial banks, small finance banks, regional rural banks (RRBs), local area banks, payment banks, and urban cooperative banks. The reports indicate that customers holding fixed deposits with these regulated institutions will be subject to the revised requirements once they come into effect from the specified date. While the provided excerpts focus mainly on the applicability and start date, they establish that the change is not limited to a single type of bank. Instead, it covers a broad set of institutions that offer deposit products to customers. For account holders, the relevant impact is expected to begin on October 1, when the new RBI rules are implemented by the covered banks. Customers are effectively advised to review how the RBI’s new deposit requirements may affect their fixed deposit terms and related processes with their respective banks from that date.