Multiple outlets note that many travellers rely on standard travel insurance after purchasing a basic policy, but those plans may not fully address risks tied to adventure sports. The coverage people assume they have can differ from what is actually included, especially for activities outside typical tourist itineraries. In this context, the sources recommend getting dedicated insurance that specifically covers the types of activities a traveller plans to do. The rationale is that adventure sports can involve different hazards and may trigger coverage exclusions or limitations under standard policies. By purchasing a separate or tailored policy, travellers can obtain protection designed for those particular risks rather than relying on general travel cover that may not extend to higher-risk activities. Overall, the guidance emphasizes that travellers should review the terms of their existing policy and consider additional or dedicated coverage when planning adventure sports, so that protection aligns with the activities and risk profile of the trip.