GCash is rolling out a “link-and-pay” feature that will allow users to pay for QR transactions using eligible linked Visa debit or credit cards, reducing the need for separate wallet top-ups. Under the planned feature, customers connect their Visa cards to their GCash accounts and use those cards as a funding source when scanning a merchant’s GCash QR code. If a user’s GCash wallet balance is insufficient, the linked Visa card can cover the payment instead of requiring the user to cash in or transfer funds first.
The rollout timeline is not specified. Rappler and Inquirer.net report that the feature is tied to GCash’s ongoing partnership with Visa, with the companies saying it will launch “soon.” In the meantime, users who do not have enough wallet balance may still need to top up through linked bank accounts or transfers before completing QR payments. The outlets do not provide additional details on participating merchants, eligibility requirements beyond “eligible” Visa cards, or how fees or exchange rates (if any) will be handled.
