ChatGPT now offers personalized finance-related guidance to U.S. Pro subscribers when they connect a bank account through Plaid. Both outlets report that the update uses Plaid to access users’ financial data, enabling ChatGPT to provide spending analysis and finance tips based on that information. Engadget notes that the integration can pull data from more than 12,000 financial institutions, suggesting broad compatibility across banks and other account providers. The service is positioned as guidance that reflects a user’s connected accounts rather than generic advice. Digital Trends additionally mentions that some observers may choose not to connect accounts, but the core change described across sources is the new Plaid-based connection capability for certain subscribers. The reports focus on what the feature enables—accessing connected financial information to support more tailored recommendations and breakdowns of spending—rather than detailing pricing changes or specific policy terms. The feature’s availability is described as limited to ChatGPT Pro subscribers in the United States.