Credit card issuer Synchrony partners with OpenAI to let shoppers make purchases in ChatGPT using Synchrony cards. CNBC reports that Synchrony’s chief strategy officer says payment features will likely take six to 12 months to fully integrate, while Quartz describes the effort as enabling shoppers to complete transactions with Synchrony store cards without leaving ChatGPT.

The companies are positioning the integration around in-chat commerce, aiming to streamline the path from product discovery to checkout. Both outlets note that timing depends on the rollout and integration work, with Quartz suggesting it could take a year or more. Differences in coverage center mainly on the projected schedule and the emphasis on “fully integrated” payments versus a broader, longer-term availability for shoppers.