HDFC Bank revises the benefits tied to its Regalia Gold credit cards, including lounge access and rewards rules, according to reports. Under the updated lounge access approach, eligibility is linked to a customer’s spending behaviour on the card. The bank also updates how rewards points are calculated and awarded. The changes apply starting July 1, with customers expected to follow the revised terms for both lounge access and rewards accumulation from that date. While the exact thresholds and reward-point adjustments are detailed in the bank’s update communicated to cardholders, the core theme across the reports is that lounge access is no longer purely static and instead depends on quarterly spending. In addition, the rewards programme rules are adjusted to align with the revised benefit structure. The updates are presented as a modification of existing card benefits rather than a new product launch, and cardholders are expected to review the updated terms for their specific cards and eligibility criteria.