UK fintech investment in the first half of this year falls to the lowest level in at least a decade, according to multiple reports. Bloomberg says the decline reaches the weakest point since at least 2016. Free Malaysia Today reports investment drops to about £1.8 billion, describing the fall as nearly two-thirds compared with a year earlier.
Both outlets attribute the slowdown to shifting investor preferences. They say funders increasingly move toward fintech firms linked to artificial intelligence, which they believe can demonstrate longer-term growth potential. The reports frame AI-related companies as gaining attention while other types of fintech receive less funding during the period.
While the sources differ slightly in the exact timing reference—Bloomberg emphasizes a low point since at least 2016 and Free Malaysia Today says “more than a decade”—they agree on the core direction of travel: first-half UK fintech funding declines sharply and AI-linked business models attract a larger share of investment.
