The UK government is bringing forward reforms to make consumer credit rules “fit for the digital age,” according to Economic Secretary to the Treasury and City minister Rachel Blake. The changes are intended to update the legal framework for consumer credit, which was originally written for a different era. Both outlets report that Blake says the Consumer Credit Act reflects conditions when transactions and lending practices were less shaped by online services and digital processes. The proposed reform aims to ensure the regulatory system better matches how consumers access credit today. While the specific provisions of the reforms are not detailed in the excerpts provided, the stated thrust is modernisation rather than a complete overhaul. The initiative is presented as an effort to improve how the rules work in practice under current technologies and market realities. The reporting focuses on the need to refresh existing legislation so it can continue to protect consumers and support effective lending oversight as digital channels become more central to consumer credit.