India’s systematic investment plans (SIPs) see sustained growth over the past five years, with SIP assets under management (AUM) more than tripling as more people invest in mutual funds. Figures cited by outlets show SIP AUM rising from about ₹4.3–₹4.5 lakh crore in March 2021 to ₹14.83 lakh crore by March 2026. The number of unique mutual fund investors also increases sharply over the same period.
The reports attribute the rise to both higher participation and greater equity exposure through SIPs. One outlet notes that equity funds remain the main focus, accounting for about 87% of total SIP AUM, while the equity share stays broadly stable. Other SIP categories also grow, including hybrid and passive. Another outlet highlights the widening geography of participation, including growth in smaller B30 cities, reflecting a broader shift in who invests through SIPs.
While both sources emphasize the tripling of SIP AUM and the expanding investor base, they differ slightly in emphasis—one focuses on fund-category composition and market share, while the other focuses more on changing investor demographics and city-level uptake.
