Visa is launching a program that combines VisaNet settlement data with on-chain lending to support stablecoin-linked card programs and related fintechs. The company says the approach helps lenders assess credit opportunities and extend working capital to issuers connected to its card ecosystem.
Visa says stablecoin payment activity on its network is growing rapidly, citing a surge in stablecoin settlement volume and year-over-year expansion. In the program’s description, lenders use VisaNet transaction data alongside on-chain credit infrastructure to evaluate financing needs. CoinDesk frames the effort as leveraging settlement volumes to “power” stablecoin card working capital, while PYMNTS emphasizes the goal of unlocking financing for stablecoin-linked card providers and fintechs. Cointelegraph similarly highlights VisaNet data integration and links it to strong growth in stablecoin payments.
Across outlets, the key common thread is Visa’s use of existing card settlement information to enable or improve on-chain credit for stablecoin-related card businesses. The reports do not provide additional details on participating lenders, specific collateral terms, or timelines beyond the launch announcement.
