Sources cited by NDTV say proposed UPI transaction fees will not be passed on to customers. Under the approach described, merchants are expected to pay the charges rather than transferring them to end users.
NDTV also reports that the fee is planned to be capped, with the maximum set at Rs 300 for transactions of Rs 75,000 and above. This cap is intended to limit the impact of the charge on higher-value transactions.
Across the available reporting, the main emphasis is on separating the fee from customer billing and on setting a ceiling for the amount payable by merchants. Details on how the fees are calculated for amounts below Rs 75,000 are not included in the provided excerpts, and the report characterizes the information as coming from sources rather than quoting finalized rules.
