Bajaj Finance reports Q2 FY27 net profit growth on strong loan growth

Bajaj Finance Q2 FY27 consolidated net profit rises to ₹6,367 crore

Mumbai: Bajaj Finance Limited reported a 30.2 percent year-on-year rise in standalone net profit to Rs 5,536.10 crore for the quarter ended September 30, 2026 (Q2 FY27), compared with Rs 4,250.77 crore in the corresponding quarter of the previous financial year.Revenue from operations increased 22.9 percent to Rs 20,890.66 crore from Rs 17,002.86 crore in Q2 FY26, according to the company's unaudited financial results approved by its board on Monday.Q2 FY27 Financial PerformanceThe company's total income rose to Rs 20,919.40 crore during the quarter, compared with Rs 17,004.53 crore a year earlier.Total expenses increased to Rs 13,498.59 crore from Rs 11,301.25 crore, while profit before tax climbed 30.1 percent to Rs 7,420.81 crore from Rs 5,703.28 crore.Basic earnings per share (EPS) stood at Rs 8.90, against Rs 6.84 in the year-ago quarter.Sequential Quarterly PerformanceOn a quarter-on-quarter basis, Bajaj Finance's standalone net profit increased 3.6 percent from Rs 5,345.52 crore reported in the June 2026 quarter.Revenue from operations grew 5.5 percent from Rs 19,802.43 crore, while total expenses rose 6.8 percent from Rs 12,640.24 crore. Bajaj Finserv To invest Up To ₹5,800 Crore In Subsidiary Bajaj FinanceProfit before tax increased from Rs 7,162.86 crore in Q1 FY27 to Rs 7,420.81 crore in Q2 FY27.Half-Year Financial PerformanceFor the six months ended September 30, 2026, standalone net profit increased 29.8 percent to Rs 10,881.62 crore from Rs 8,383.85 crore in the corresponding period last year.Revenue from operations rose 21.3 percent to Rs 40,693.09 crore from Rs 33,550.96 crore.Interest Income And ImpairmentInterest income during the September quarter increased to Rs 18,549.14 crore from Rs 14,968.60 crore a year earlier.Finance costs rose to Rs 6,398.84 crore from Rs 5,242.94 crore, while impairment on financial instruments increased to Rs 2,130.51 crore from Rs 2,036.77 crore. Top-10 Most-Valued Firms Add ₹2.51 Lakh Crore In A Week, Bajaj Finance Leads Market Cap Gains As Sensex SurgesThe company reported no exceptional items during the quarter.Auditor Review And Capital RaisingThe company's joint statutory auditors issued an unmodified limited-review conclusion on its standalone financial results.Separately, the company disclosed board-approved capital-raising proposals comprising a qualified institutions placement of up to Rs 11,700 crore and preferential warrants of up to Rs 5,800 crore, subject to necessary approvals.Disclaimer: This report is based on unaudited financial results filed by the company and does not constitute investment advice.

Net total income grew 23% to Rs 15,974 crore from Rs 12,982 crore in second quarter of fiscal 2026.

Mumbai: Bajaj Housing Finance Limited reported a 17.7 percent year-on-year (YoY) increase in standalone net profit to Rs 756.97 crore for the quarter ended September 30, 2026 (Q2 FY27), compared with Rs 642.96 crore in the corresponding quarter last year.Revenue from operations rose 18.3 percent to Rs 3,250.57 crore from Rs 2,748.04 crore in Q2 FY26, according to the company's unaudited financial results approved by its board on Friday.Q2 FY27 Financial PerformanceThe company's total income increased to Rs 3,251.09 crore from Rs 2,748.19 crore a year earlier. Total expenses rose 18.6 percent to Rs 2,271.36 crore from Rs 1,915.53 crore.Profit before tax increased 17.7 percent to Rs 979.73 crore, compared with Rs 832.66 crore in the year-ago quarter.Interest income stood at Rs 3,051.74 crore against Rs 2,614.44 crore, while finance costs increased to Rs 1,996.65 crore from Rs 1,657.96 crore.Sequential Quarterly PerformanceOn a quarter-on-quarter (QoQ) basis, net profit increased 5.8 percent from Rs 715.28 crore in Q1 FY27.Revenue from operations grew 6.1 percent from Rs 3,063.02 crore, while profit before tax increased 5.5 percent from Rs 928.74 crore. Bajaj Housing Finance Allots 50,000 NCDs Worth Above ₹500 Crores On March 2, 2026Basic and diluted earnings per share stood at Rs 0.91, compared with Rs 0.86 in the preceding quarter and Rs 0.77 a year earlier.Half-Year Financial PerformanceFor the first half of FY27, net profit increased 20.1 percent to Rs 1,472.25 crore from Rs 1,226.26 crore in H1 FY26.Revenue from operations rose 17.8 percent to Rs 6,313.59 crore from Rs 5,360.87 crore. Profit before tax increased 20.1 percent to Rs 1,908.47 crore.AUM And Asset QualityAssets under management (AUM) grew 25 percent to Rs 1,58,205 crore as of September 30, 2026, from Rs 1,26,749 crore a year earlier.Gross non-performing assets stood at 0.29 percent against 0.26 percent last year, while net NPA remained unchanged at 0.12 percent. Bajaj Housing Finance Stock Crashes 9% After Massive Block Deal Buzz, Here's What Triggered The Sudden Selloff?The company's capital adequacy ratio stood at 21.24 percent.Auditor ReviewThe financial results were reviewed by joint statutory auditors Singhi & Co. and Mukund M. Chitale & Co., who issued an unmodified limited review conclusion.Disclaimer: This report is based on unaudited financial results filed by the company and does not constitute investment advice.

Bajaj Housing Finance's gross non-performing assets (NPA) stood at 0.29% as of September 30, 2026, compared with 0.26% a year earlier.