Barratt Redrow’s departing chief executive David Thomas says the UK is seeing the toughest conditions for first-time buyers since the 2008 financial crisis. Speaking publicly about the state of the housing market, Thomas attributes the worsening affordability to a combination of factors. He points to higher interest rates, which increase the cost of mortgages, and says higher levels of student debt add to pressure on household budgets. He also highlights a squeeze on wages, reducing how much income many younger buyers can put toward deposits and monthly repayments. Both outlets report that Thomas describes the situation as “challenging” and “very, very difficult” for young people trying to enter the property market for the first time. The comments reflect broader concerns about whether younger buyers can still access mortgage finance and afford homes as borrowing costs remain elevated and financial pressures on earnings persist.