RBI data cited by multiple outlets shows that while the banking sector reports a lower number of fraud cases in FY26, the aggregate value involved is higher. Reports say financial institutions collectively record over 10,000 fraud cases in FY26, with the total value around ₹48,000 crore. Both outlets attribute the higher value to frauds linked primarily to loans, even as the count of reported incidents declines. One report highlights that frauds worth ₹48,021 crore are recorded in 2025-26 (FY26), and that loan-related cases are the main driver of the overall amount. Another report notes that an RBI assessment covering bank group-wise trends over the last three years indicates fewer frauds for both public and private sector banks, but the amounts involved have generally increased over the period. The overall picture presented across sources is a shift toward fewer reported incidents with larger financial exposure, with RBI data serving as the common reference point.