Apple lowers the interest rate on its Apple Card Savings account, reducing the annual percentage yield (APY) from 3.5% to 3.4%, according to reports from MacRumors and 9to5Mac. MacRumors says the change applies this week and notes that a $1,000 deposit held for one year would earn $34 in interest at the new APY. 9to5Mac provides additional context, stating that the savings account previously earned 3.65% earlier this year. It then reports that Apple cut the rate in April to 3.5%, and that the latest reduction marks a second cut. Both outlets present the update as an adjustment to the savings account’s variable interest rate. The articles also indicate that further rate changes are possible, though they do not specify timing or amounts beyond the current 3.4% APY.