President Donald Trump says car insurance premiums have fallen as a result of his immigration policies and has attributed a prior rise in premiums during his predecessor’s term to illegal immigration, according to reporting from The Washington Times and The Independent. Both outlets frame the claim as disputed by experts. The articles indicate that the evidence does not support the idea that illegal immigration is a primary driver of broader insurance premium trends. Instead, they point to the likelihood that car insurance costs move based on a range of factors, such as accident rates, driving conditions, litigation and repair costs, labor and parts expenses, and insurance market conditions. The reporting also notes that Trump’s statement involves connecting a nationwide premium change to immigration policy during different presidential terms. While the articles summarize that premiums have changed over time, they argue that Trump’s specific causal attribution to illegal immigration is not substantiated. The claim is therefore presented as inaccurate or unsupported, with experts saying other drivers better explain changes in premium levels.