UK Finance reports that the stock of interest-only homeowner mortgages in the UK continues to decline. According to the industry body, the “interest-only book” shrinks in size every year following the end of the financial crisis, and it also falls throughout 2025. The reporting indicates that the trend is ongoing rather than limited to a single period, reflecting a longer-running reduction in the volume of interest-only mortgages held by lenders. The interest-only mortgage category refers to loans where borrowers pay interest but do not reduce the principal during the term, leaving the original amount due at maturity or through an associated repayment plan. The sources provided do not include figures, comparisons to previous years, or details on how the decline varies by lender or borrower group. Overall, the available information centers on the continued year-on-year reduction in the interest-only homeowner mortgage stock as measured by UK Finance.
UK Finance reports interest-only homeowner mortgage stock continues shrinking in 2025
UK Finance reports that the stock of interest-only homeowner mortgages in the UK continues to decline. According to the industry body, the “interest-only book” shrinks in size every year following the...
- UK Finance says the stock of interest-only homeowner mortgages declines in 2025.
- The “interest-only book” shrinks each year since the end of the financial crisis.
- The accounts are based on data reported by the banking and finance industry body, UK Finance.
- The provided reporting does not include specific numerical totals or lender breakdowns.
- All sources reference the same UK Finance statement about the ongoing downward trend.
The interest-only book has shrunk in size each year since the end of the financial crisis, the banking and finance industry body said.
2 months agoThe interest-only book has shrunk in size each year since the end of the financial crisis, the banking and finance industry body said.
2 months ago
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