Holly Willoughby attends Ladies’ Day at Royal Ascot wearing an all-white ensemble. Multiple reports describe her as appearing in an elegant outfit featuring a pleated skirt and a wrap-over jacket dress, with the clothing attributed to SIMKHAI. Both outlets also note that she displays a message on her phone case while at the event, described in the coverage as “naughty.” Willoughby is reported to be 45 years old. The articles present the visit in a fashion-focused context, highlighting her styling choices for the Royal Ascot race day. No additional details about the message’s exact wording, the occasion, or any broader event commentary are provided beyond the mention that it is visible on her phone case.