IDBI Bank introduces an FCNR(B) Special Opportunity Deposit in US dollars for non-resident Indians (NRIs) who hold or plan to open foreign currency deposits. The bank’s announcement, carried by multiple outlets, says the product is designed for customers making or maintaining USD foreign-currency deposits and highlights “attractive returns” as a key feature. The FCNR(B) structure refers to a category of deposits permitted under India’s foreign currency non-resident deposit framework, with details tied to eligible NRI terms and regulatory conditions. The reports do not indicate a change in the overarching eligibility category, but instead present the new offer as a time-bound deposit option linked to USD. The coverage notes that the launch is aimed at NRIs seeking USD-denominated savings with the bank setting the deposit terms and return profile for the product. The outlets frame the development as a new deposit scheme announcement by IDBI Bank rather than a policy or regulatory change, and provide the core positioning of the product for NRI customers with foreign currency deposits.