Tony Elumelu, chairman of Heirs Holdings and founder of the Tony Elumelu Foundation, discusses his path to success in an interview with YouTuber Korty EO. According to multiple Nigerian outlets, Elumelu says that while he has worked hard and maintained focus throughout his career, wealth and success are not always driven solely by merit. He describes “luck” as a factor that can influence outcomes even for people who are capable or diligent. Elumelu attributes his achievements to a combination of hard work over the years and timing or opportunity, arguing that at times people do not become successful because they are the best in their field or the most physically fit or energetic. The comments have drawn public reactions, with some observers questioning why the banker and investor—widely known for building a career through effort—would downplay effort as the primary driver. Still, Elumelu also emphasizes that success involves challenges and urges aspiring entrepreneurs to stay determined and persist despite obstacles.