Multiple outlets publish updated Certificates of Deposit (CD) rate roundups for July 2026, highlighting available fixed yields across common terms. Yahoo Finance reports best available APYs for several durations, including six months (up to 4.08% APY), one year (up to about 4.1% APY), 18 months (up to 4.05% APY), and two years (up to about 4.1% APY). Another compilation from The College Investor, dated July 8, 2026, lists top 12-month CD rates with yields up to 4.15%.
Taken together, the sources indicate that the highest advertised CD yields in these roundups cluster around the low-to-mid 4% range, depending on the CD term and provider. The articles present rate figures as “best” or “up to” APY, implying that the exact yield a consumer receives depends on the financial institution and CD product terms. The comparisons are focused on promotional or currently available rates for new CDs in July 2026.
