GCash and Maya reduce the cost of InstaPay transfers to other banks to ₱10, effective Saturday, July 4, following a Bangko Sentral ng Pilipinas (BSP) directive. In separate announcements, both e-wallet providers say they are lowering their InstaPay fees to make interbank electronic fund transfers cheaper. Maya, the digital banking unit of PLDT’s Voyager Innovations, says its InstaPay fee drops from ₱15 to ₱10 for transfers to other banks. The move is part of a broader trend of financial institutions trimming transaction costs under the new BSP guidance. The updates align with the wider easing of fees for electronic fund transfers across the Philippines as operators adjust their pricing to comply with the directive. The changes apply to InstaPay transfers, which allow near real-time payments between participating banks and e-money providers. Both companies frame the adjustment as a response to regulatory requirements and a step toward lowering customer transfer expenses.