According to Crisil, securitisation issuances reach a record high in the first quarter, driven largely by non-banking finance companies (NBFCs). The reports say NBFCs account for more than 98% of securitisation issuances in the April–June 2026 period, indicating continued dominance of NBFC-originated pools in structured finance markets. Crisil also highlights that the composition of securitised assets shifts toward gold loans. In the first quarter, gold loans become the largest asset class by volume, representing about 31% of securitisation volumes. This rise is attributed to strong NBFC portfolio growth in gold lending and steady investor demand for these instruments. The sources also note that retail credit growth remains healthy, supporting the underlying asset generation for securitisation. While vehicle loans previously held a leading position in securitised pools, they are surpassed by gold loans in the latest quarter, reflecting changes in credit mix and investor preferences. Overall, the coverage points to strong issuance activity, NBFC concentration, and gold loans emerging as the top securitised asset class.
Crisil: NBFC-led securitisation hits record first-quarter high; gold loans dominate
According to Crisil, securitisation issuances reach a record high in the first quarter, driven largely by non-banking finance companies (NBFCs). The reports say NBFCs account for more than 98% of secu...
- Crisil reports a record first-quarter high in securitisation issuances.
- NBFCs account for over 98% of securitisation issuances in April–June 2026.
- Gold loans are the largest securitised asset class in the first quarter.
- Gold loans make up about 31% of securitisation volumes, surpassing vehicle loans.
- Investor demand and strong NBFC portfolio growth support issuance and retail credit growth.
The report said more than 98% of the issuances during the quarter were originated by non-banking financial companies (NBFCs).
1 hour agoGold loans accounted for 31% of securitisation volumes, driven by strong NBFC portfolio growth and healthy investor demand
1 hour agoNBFCs accounted for over 98% of securitisation issuances in April-June 2026, with gold loans emerging as the largest asset class amid robust investor demand and healthy retail credit growth
5 hours ago
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