The government’s Emergency Credit Line Guarantee Scheme (ECLGS) 5.0 has issued more than 4.11 lakh guarantees worth over Rs 1.55 lakh crore to businesses affected by the West Asia geopolitical situation, according to the Finance Ministry. The ministry says 4,11,497 guarantees have been issued since the scheme’s launch, with the guaranteed amount reaching Rs 1,55,229 crore. Coverage under the scheme is heavily focused on micro, small and medium enterprises (MSMEs). By number, MSMEs account for 98% of the guarantees, while they receive 82% of the total guaranteed amount. Reports also note that the scheme is seeing rapid adoption across the banking and lending ecosystem. ECLGS 5.0 was approved by the Union Cabinet on May 5, 2026. The scheme is intended to facilitate additional credit of Rs 2.55 lakh crore to eligible existing borrowers facing liquidity constraints linked to the regional crisis. The Finance Ministry says the scheme is expected to play a growing role as outreach and implementation expand, aiming to further strengthen liquidity support for businesses, including MSMEs.