Metro Bank is offering a 100% mortgage to first-time buyers, allowing them to purchase a home without paying a cash deposit, according to reports. The offer is designed to help some buyers who would otherwise struggle to save for an initial deposit. While the mortgage covers the full property value, the reports indicate that buyers may still need financial support from their parents in practice, depending on the mortgage structure and eligibility requirements. The coverage across sources focuses on the headline feature—mortgaging 100% of the purchase price—framed as a route for first-time buyers to get onto the property ladder. However, both accounts also emphasize that this may come with additional conditions or expectations around parental assistance. Details such as who qualifies, the costs involved, and how parental support is applied are not specified in the provided excerpts. The announcements therefore center on Metro Bank’s new 100% mortgage product aimed at first-time buyers, together with the possibility that family support may be required to meet lender requirements.