Tonik, a standalone digital bank operator in the Philippines, reports that it has reached sustained profitability. The company, which holds BSP Digital Banking License No. 001 and describes itself as the country’s first standalone digital bank, says it generates consolidated positive cash net income in the first quarter of 2026 after accounting for costs, including cost of risk. It adds that it is the first standalone digital bank in the Philippines to achieve this sustained profitability measure. The reports also state that Tonik’s regulated banking subsidiary, Tonik Digital Bank, Inc., reaches profitability on an IFRS basis for the full first quarter of 2026. Both outlets present the result as a milestone for the company’s business performance, highlighting that it is not operating only within an “ecosystem” model. The information provided focuses on the timing (Q1 2026) and the specific profitability definitions used by Tonik—cash net income after risk costs at the group level and IFRS profitability at the subsidiary level. No additional financial figures or comparative performance metrics are included in the provided excerpts.