Multiple outlets report that households are increasingly retrofitting homes with bushfire-focused upgrades, encouraged by reward arrangements that can lower insurance costs. The upgrades mentioned include installing ember screens and other fire-safety improvements designed to better protect properties during bushfire conditions. The reports frame the trend as part of preparations for a changing climate, with homeowners seeking practical measures that may both improve safety and reduce financial risk through insurance premium discounts. The coverage notes that the incentive model is motivating more residents to retrofit rather than wait, suggesting growing adoption of fire-safety measures across the region. While the exact eligibility criteria and the size of any insurance benefit are not detailed in the provided text, both sources describe a shared premise: reward-linked retrofitting is pushing more households toward ember- and fire-resistant building changes as part of broader climate resilience efforts.