MoonPay has introduced PayBox, an AI-focused payment vault designed to let users move cryptocurrency through ChatGPT and Claude. According to reporting across outlets, PayBox enables AI-assisted actions such as authorizing crypto purchases, token swaps, and cross-chain transactions while keeping user control over assets. Cointelegraph and The Block describe PayBox as a vault that works within or alongside ChatGPT and Claude so users can authorize transactions through those AI interfaces. Decrypt similarly frames PayBox as bringing payment functionality into AI chats, with an emphasis on retained custody by the user rather than handing over full asset control to the AI system. Across sources, the shared description is that PayBox supports a range of transaction types rather than a single payment flow, and that it is built to allow crypto movement initiated in the AI conversation. The articles do not present a conflicting account of what PayBox does; they largely differ in emphasis, with some focusing on the “vault” concept, others on the transaction types and the user-authorized, custody-retaining approach.