The RBI’s Annual Report for 2024-25 highlights the scale of banking fraud in India and is being cited in warnings not to share KYC documents such as PAN, Aadhaar, and bank statements through messaging platforms like WhatsApp. The report records 23,953 banking fraud cases involving Rs 36,014 crore.
The outlets present the same core message: sending sensitive identity and financial documents over WhatsApp can increase the risk of misuse if messages are intercepted, forwarded, or accessed by unauthorized users. They frame the warning as a precautionary step for individuals who may consider emailing or sharing files for convenience.
While the coverage focuses on different phrasing, all sources tie their rationale to the RBI-reported fraud figures and the vulnerability of personal documents when transmitted digitally through informal channels. The emphasis is on caution and not on a change in formal KYC rules themselves.
