Which? warns that fraud can have long-term effects on victims’ mental health. The consumer group says its commissioned survey of more than 1,500 people who have lost money to scams in the past two years found reports of enduring psychological impact.

The outlets report the same core message: scam victims experience more than financial loss, and the harm can persist after the fraud. Both accounts focus on the findings from Which?’s research rather than on a specific type of scam or a particular enforcement action. While the Independent highlights that the impact lasts beyond the immediate incident, the Belfast Telegraph provides the same overall framing, without adding additional figures or details in the supplied excerpt.