The Bank for International Settlements (BIS) says its “Project Agorá,” developed with central banks and other financial institutions, has reached a new milestone. Multiple outlets report that the initiative produces a prototype aimed at improving cross-border wholesale payments by using tokenization and atomic settlement. The BIS and partners describe the prototype as combining tokenized commercial bank deposits with tokenized central bank reserves on a shared platform. This design is intended to use central bank “trust and safety” for settlement while enabling deposits from commercial banks to be moved across jurisdictions. CoinTelegraph and PYMNTS also report that the prototype demonstrates settlement in seconds, reflecting the intended speed gains from the approach. CoinDesk adds that Project Agorá will move next toward “real-value” testing, shifting from prototype work to trials that use real settlement value. The project is described as involving multiple central banks—seven are cited by CoinTelegraph—and more than 40 institutions overall. The announcements emphasize technical progress and further testing rather than deployment or operational rollout.