The UK Financial Conduct Authority (FCA) says it wants to help more people access mortgages, including creditworthy first-time buyers. The regulator states that some individuals who are able to meet lending criteria may currently be underserved by the mortgage market. The FCA’s position is based on the view that not everyone who could responsibly afford borrowing is getting the opportunity to do so. While the FCA is not reported to have specified detailed policy actions in the provided accounts, its stated aim is to improve access for eligible consumers. The messages from the sources are aligned in focusing on mortgage availability and on the FCA’s assessment that parts of the market may fail to reach certain borrowers who would otherwise be suitable. Overall, the FCA’s announcement highlights a regulatory push to broaden mortgage access for consumers who are assessed as creditworthy but may face barriers in obtaining lending.