American Express announces a new option for eligible cardholders to redeem Membership Rewards points through Apple Pay. Multiple outlets report that customers can use points directly during Apple Pay checkout for purchases made online or in-app, including on iPhone and iPad.
According to the coverage, the feature uses an in-app checkout flow in Apple Pay, allowing users to select the Membership Rewards points option when paying with an eligible American Express card. The reported eligible cards include the Amex Platinum, Gold, Green, and other qualifying cards.
MacRumors adds specific details about use on iOS 18 and iPadOS 18 or later. In that setup, cardholders tap their Amex card in Apple Pay and then choose to pay with points. Users can apply points to cover all or part of a purchase, with a reported value of every 10,000 points redeemed equaling a $70 statement credit. The feature is described as not requiring the user to open another app or complete additional steps outside the Apple Pay checkout experience.
