Motilal Oswal reports that credit growth remains strong across Indian banks. In its coverage, large private banks post about 16.2% year-on-year (YoY) credit growth, indicating continued momentum in lending. For PSU (public sector undertaking) banks included in its coverage, credit growth is reported at about 15.1% YoY. Based on this assessment, the brokerage lists ICICI Bank, HDFC Bank and State Bank of India (SBI) among its top stock picks. The company’s view suggests that credit expansion is not only holding up but has “more legs,” reflecting an expectation of sustained performance. Across the outlets provided, the focus is on the YoY credit growth figures for private versus PSU banks and on the specific bank recommendations tied to the brokerage’s outlook. No additional causes, risks, or detailed valuation metrics are included in the supplied information.