Officials are warning homeowners about alleged scams by some self-proclaimed “home savers” as foreclosure activity increases. According to reporting, foreclosure filings are rising, prompting regulators and law enforcement to remind residents to be cautious of anyone offering to stop a foreclosure or modify a mortgage. The warnings focus on people who claim they can help but may demand upfront fees, misrepresent their ability to negotiate with lenders, or provide services that do not prevent foreclosure. While the accounts vary in details, the consistent theme across sources is that these “home saver” operators take advantage of homeowners’ financial stress and may use deceptive marketing to attract clients. Authorities encourage homeowners to verify the legitimacy of any company or individual, confirm whether a helper is authorized or connected to their lender or servicer, and seek guidance from reputable housing counselors or government resources. The reports emphasize that homeowners should be wary of offers that promise guaranteed results or require payments before any meaningful work is completed.